Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$100,369$100,369$198,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$97,631$0
Funding fee$502$502$0
Note rate3.130%3.130%7.400%
Blended rate3.130%6.024%7.640%
1st payment$497.23$497.23$1,370.91
2nd payment$0.00$732.23$0.00
Taxes / mo$183.33$183.33$183.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$39.60
HOA / mo$0.00$0.00$0.00
Total monthly$830.56$1,562.80$1,743.85
Cash to close$119,631$22,000$22,000