Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$298,125$298,125$787,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$489,375$0
Funding fee$1,491$1,491$0
Note rate3.180%3.180%7.400%
Blended rate3.180%6.020%7.640%
1st payment$1,451.36$1,451.36$5,452.49
2nd payment$0.00$3,160.54$0.00
Taxes / mo$1,116.25$1,116.25$1,116.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$157.50
HOA / mo$104.33$104.33$104.33
Total monthly$2,888.60$6,049.15$7,047.24
Cash to close$576,875$87,500$87,500