Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$244,369$244,369$305,910
Remaining term (yrs)29.429.430.0
Secondary amount$0$61,541$0
Funding fee$0$0$0
Note rate6.100%6.100%7.400%
Blended rate6.650%7.123%7.640%
1st payment$1,489.70$1,489.70$2,118.06
2nd payment$0.00$461.56$0.00
Taxes / mo$330.33$330.33$330.33
Insurance / mo$150.00$150.00$150.00
MI / mo$112.67$112.67$61.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,082.71$2,544.27$2,659.57
Cash to close$95,531$33,990$33,990