Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$16,194	$16,194	$238,500
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$222,306	$0
Funding fee	$81	$81	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	3.990%	7.495%	7.640%
1st payment	$93.59	$93.59	$1,651.33
2nd payment	$0.00	$1,435.73	$0.00
Taxes / mo	$122.17	$122.17	$122.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$47.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$365.76	$1,801.48	$1,971.19
Cash to close	$248,806	$26,500	$26,500