Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$578,248	$578,248	$607,500
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$29,252	$0
Funding fee	$2,891	$2,891	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	6.890%	6.992%	7.640%
1st payment	$3,851.37	$3,851.37	$4,206.21
2nd payment	$0.00	$219.39	$0.00
Taxes / mo	$881.75	$881.75	$881.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.50
HOA / mo	$183.33	$183.33	$183.33
Total monthly	$5,083.11	$5,302.50	$5,559.45
Cash to close	$96,752	$67,500	$67,500