Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$214,057$214,057$359,100
Remaining term (yrs)28.128.130.0
Secondary amount$0$145,043$0
Funding fee$0$0$0
Note rate6.120%6.120%7.400%
Blended rate6.670%7.207%7.640%
1st payment$1,328.51$1,328.51$2,486.34
2nd payment$0.00$966.95$0.00
Taxes / mo$513.92$513.92$513.92
Insurance / mo$150.00$150.00$150.00
MI / mo$100.27$100.27$71.82
HOA / mo$70.33$70.33$70.33
Total monthly$2,163.03$3,129.98$3,292.40
Cash to close$184,943$39,900$39,900