Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,752$326,752$400,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$73,748$0
Funding fee$1,634$1,634$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.162%7.640%
1st payment$1,608.56$1,608.56$2,772.98
2nd payment$0.00$553.11$0.00
Taxes / mo$151.92$151.92$151.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$300.00$300.00$300.00
Total monthly$2,210.48$2,763.59$3,455.00
Cash to close$118,248$44,500$44,500