Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$110,921	$110,921	$269,910
Remaining term (yrs)	11.5	11.5	30.0
Secondary amount	$0	$158,989	$0
Funding fee	$555	$555	$0
Note rate	5.920%	5.920%	7.400%
Blended rate	5.920%	7.145%	7.640%
1st payment	$1,099.02	$1,099.02	$1,868.80
2nd payment	$0.00	$1,059.93	$0.00
Taxes / mo	$279.17	$279.17	$279.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,528.19	$2,588.12	$2,351.95
Cash to close	$188,979	$29,990	$29,990