Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$279,603	$279,603	$346,500
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$66,897	$0
Funding fee	$1,398	$1,398	$0
Note rate	7.750%	7.750%	7.400%
Blended rate	7.750%	7.991%	7.640%
1st payment	$2,005.95	$2,005.95	$2,399.10
2nd payment	$0.00	$501.72	$0.00
Taxes / mo	$470.33	$470.33	$470.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,626.29	$3,128.01	$3,088.73
Cash to close	$105,397	$38,500	$38,500