Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$436,643$436,643$476,055
Remaining term (yrs)25.625.630.0
Secondary amount$0$39,412$0
Funding fee$2,183$2,183$0
Note rate5.110%5.110%7.400%
Blended rate5.110%5.432%7.640%
1st payment$2,543.61$2,543.61$3,296.11
2nd payment$0.00$295.59$0.00
Taxes / mo$440.79$440.79$440.79
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.21
HOA / mo$0.00$0.00$0.00
Total monthly$3,151.07$3,446.66$3,998.78
Cash to close$92,307$52,895$52,895