Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$81,741$81,741$180,000
Remaining term (yrs)11.011.030.0
Secondary amount$0$98,259$0
Funding fee$0$0$0
Note rate6.590%6.590%7.400%
Blended rate7.440%8.292%7.640%
1st payment$867.74$867.74$1,246.28
2nd payment$0.00$736.94$0.00
Taxes / mo$95.08$95.08$95.08
Insurance / mo$150.00$150.00$150.00
MI / mo$96.34$96.34$36.00
HOA / mo$77.00$77.00$77.00
Total monthly$1,286.17$2,023.10$1,604.37
Cash to close$118,259$20,000$20,000