Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$218,193$218,193$256,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$38,307$0
Funding fee$1,091$1,091$0
Note rate2.700%2.700%7.400%
Blended rate2.700%3.641%7.640%
1st payment$1,015.29$1,015.29$1,775.95
2nd payment$0.00$287.30$0.00
Taxes / mo$169.67$169.67$169.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$23.33$23.33$23.33
Total monthly$1,358.29$1,645.59$2,170.25
Cash to close$66,807$28,500$28,500