Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$134,080$134,080$170,100
Remaining term (yrs)22.022.030.0
Secondary amount$0$36,020$0
Funding fee$0$0$0
Note rate4.600%4.600%7.400%
Blended rate5.450%6.202%7.640%
1st payment$804.87$804.87$1,177.74
2nd payment$0.00$270.15$0.00
Taxes / mo$200.33$200.33$200.33
Insurance / mo$150.00$150.00$150.00
MI / mo$111.21$111.21$34.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,266.41$1,536.56$1,562.09
Cash to close$54,920$18,900$18,900