Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$384,592	$384,592	$837,000
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$452,408	$0
Funding fee	$1,923	$1,923	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	5.609%	7.640%
1st payment	$2,100.21	$2,100.21	$5,795.22
2nd payment	$0.00	$2,921.80	$0.00
Taxes / mo	$645.33	$645.33	$645.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$167.40
HOA / mo	$238.67	$238.67	$238.67
Total monthly	$3,200.88	$6,122.68	$7,063.29
Cash to close	$545,408	$93,000	$93,000