Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$401,287	$382,500
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$2,006	$0
Note rate	6.690%	7.400%
Blended rate	6.690%	7.640%
1st payment	$2,662.26	$2,648.35
2nd payment	$0.00	$0.00
Taxes / mo	$241.33	$241.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$76.50
HOA / mo	$20.00	$20.00
Total monthly	$3,073.59	$3,136.19
Cash to close	$23,713	$42,500