Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$323,686	$323,686	$364,410
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$40,724	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.390%	7.640%
1st payment	$1,535.16	$1,535.16	$2,523.10
2nd payment	$0.00	$305.43	$0.00
Taxes / mo	$457.00	$457.00	$457.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$259.25	$259.25	$72.88
HOA / mo	$342.00	$342.00	$342.00
Total monthly	$2,743.41	$3,048.84	$3,544.98
Cash to close	$81,214	$40,490	$40,490