Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,972	$98,972	$171,000
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$72,028	$0
Funding fee	$0	$0	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	4.500%	6.395%	7.640%
1st payment	$525.61	$525.61	$1,183.97
2nd payment	$0.00	$540.21	$0.00
Taxes / mo	$99.00	$99.00	$99.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$81.39	$81.39	$34.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$855.99	$1,396.20	$1,467.17
Cash to close	$91,028	$19,000	$19,000