Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,418$276,418$472,410
Remaining term (yrs)24.024.030.0
Secondary amount$0$195,992$0
Funding fee$1,382$1,382$0
Note rate2.910%2.910%7.400%
Blended rate2.910%5.022%7.640%
1st payment$1,331.57$1,331.57$3,270.87
2nd payment$0.00$1,306.61$0.00
Taxes / mo$332.33$332.33$332.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.48
HOA / mo$37.50$37.50$37.50
Total monthly$1,868.07$3,174.68$3,901.85
Cash to close$248,482$52,490$52,490