Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$190,045$190,045$260,910
Remaining term (yrs)28.928.930.0
Secondary amount$0$70,865$0
Funding fee$0$0$0
Note rate6.720%6.720%7.400%
Blended rate7.270%7.740%7.640%
1st payment$1,242.15$1,242.15$1,806.49
2nd payment$0.00$531.49$0.00
Taxes / mo$246.08$246.08$246.08
Insurance / mo$150.00$150.00$150.00
MI / mo$88.05$88.05$52.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,726.29$2,257.77$2,254.75
Cash to close$99,855$28,990$28,990