Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$464,032$464,032$611,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$147,068$0
Funding fee$2,320$2,320$0
Note rate5.810%5.810%7.400%
Blended rate5.810%6.337%7.640%
1st payment$2,890.21$2,890.21$4,231.13
2nd payment$0.00$980.46$0.00
Taxes / mo$369.42$369.42$369.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$122.22
HOA / mo$203.33$203.33$203.33
Total monthly$3,629.62$4,610.08$5,092.77
Cash to close$214,968$67,900$67,900