Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$496,827	$496,827	$531,000
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$34,173	$0
Funding fee	$2,484	$2,484	$0
Note rate	6.870%	6.870%	7.400%
Blended rate	6.870%	7.007%	7.640%
1st payment	$3,337.34	$3,337.34	$3,676.54
2nd payment	$0.00	$256.30	$0.00
Taxes / mo	$301.83	$301.83	$301.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$106.20
HOA / mo	$16.67	$16.67	$16.67
Total monthly	$3,822.51	$4,078.81	$4,267.91
Cash to close	$93,173	$59,000	$59,000