Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,166$292,166$695,700
Remaining term (yrs)24.024.030.0
Secondary amount$0$403,534$0
Funding fee$0$0$0
Note rate3.210%3.210%7.400%
Blended rate4.060%6.200%7.640%
1st payment$1,449.54$1,449.54$4,816.89
2nd payment$0.00$2,606.16$0.00
Taxes / mo$424.67$424.67$424.67
Insurance / mo$216.67$216.67$216.67
MI / mo$237.12$237.12$139.14
HOA / mo$0.00$0.00$0.00
Total monthly$2,328.00$4,934.16$5,597.36
Cash to close$480,834$77,300$77,300