Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$112,626$112,626$403,920
Remaining term (yrs)14.014.030.0
Secondary amount$0$291,294$0
Funding fee$563$563$0
Note rate4.320%4.320%7.400%
Blended rate4.320%6.794%7.640%
1st payment$886.94$886.94$2,796.66
2nd payment$0.00$1,881.27$0.00
Taxes / mo$290.42$290.42$290.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.78
HOA / mo$50.00$50.00$50.00
Total monthly$1,377.36$3,258.63$3,367.86
Cash to close$336,174$44,880$44,880