Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$152,767	$152,767	$225,000
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$72,233	$0
Funding fee	$764	$764	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.130%	5.014%	7.640%
1st payment	$736.43	$736.43	$1,557.85
2nd payment	$0.00	$541.74	$0.00
Taxes / mo	$239.50	$239.50	$239.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,125.93	$1,667.68	$1,992.35
Cash to close	$97,233	$25,000	$25,000