Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$57,017	$57,017	$301,500
Remaining term (yrs)	15.1	15.1	30.0
Secondary amount	$0	$244,483	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.970%	7.224%	7.640%
1st payment	$420.15	$420.15	$2,087.53
2nd payment	$0.00	$1,578.95	$0.00
Taxes / mo	$80.50	$80.50	$80.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$61.44	$61.44	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$712.09	$2,291.04	$2,378.33
Cash to close	$277,983	$33,500	$33,500