Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$402,243	$402,243	$742,500
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$340,257	$0
Funding fee	$2,011	$2,011	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	5.686%	7.640%
1st payment	$2,331.30	$2,331.30	$5,140.92
2nd payment	$0.00	$2,197.50	$0.00
Taxes / mo	$1,146.33	$1,146.33	$1,146.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.50
HOA / mo	$344.00	$344.00	$344.00
Total monthly	$4,038.30	$6,235.80	$6,996.42
Cash to close	$422,757	$82,500	$82,500