Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$190,103$190,103$607,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$417,397$0
Funding fee$951$951$0
Note rate3.070%3.070%7.400%
Blended rate3.070%6.286%7.640%
1st payment$935.86$935.86$4,206.21
2nd payment$0.00$2,695.69$0.00
Taxes / mo$508.17$508.17$508.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$459.67$459.67$459.67
Total monthly$2,070.36$4,766.05$5,462.21
Cash to close$484,897$67,500$67,500