Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$153,596	$153,596	$261,000
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$107,404	$0
Funding fee	$768	$768	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	3.900%	5.587%	7.640%
1st payment	$891.45	$891.45	$1,807.11
2nd payment	$0.00	$716.02	$0.00
Taxes / mo	$122.58	$122.58	$122.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.20
HOA / mo	$180.00	$180.00	$180.00
Total monthly	$1,344.04	$2,060.06	$2,311.89
Cash to close	$136,404	$29,000	$29,000