Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$238,777$238,777$391,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$152,723$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%5.804%7.640%
1st payment$1,264.11$1,264.11$2,710.67
2nd payment$0.00$1,018.15$0.00
Taxes / mo$244.92$244.92$244.92
Insurance / mo$150.00$150.00$150.00
MI / mo$198.17$198.17$78.30
HOA / mo$22.00$22.00$22.00
Total monthly$1,879.20$2,897.35$3,205.88
Cash to close$196,223$43,500$43,500