Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$161,736$161,736$387,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$225,264$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%6.149%7.640%
1st payment$766.11$766.11$2,679.51
2nd payment$0.00$1,454.83$0.00
Taxes / mo$358.33$358.33$358.33
Insurance / mo$150.00$150.00$150.00
MI / mo$127.57$127.57$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,402.01$2,856.84$3,265.24
Cash to close$268,264$43,000$43,000