Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$203,964	$203,964	$391,500
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$187,536	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	6.098%	7.640%
1st payment	$1,172.82	$1,172.82	$2,710.67
2nd payment	$0.00	$1,250.24	$0.00
Taxes / mo	$316.17	$316.17	$316.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$185.00	$185.00	$78.30
HOA / mo	$25.83	$25.83	$25.83
Total monthly	$1,849.82	$3,100.07	$3,280.96
Cash to close	$231,036	$43,500	$43,500