Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$272,488	$269,100
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$1,362	$0
Note rate	3.920%	7.400%
Blended rate	3.920%	7.640%
1st payment	$1,423.49	$1,863.19
2nd payment	$0.00	$0.00
Taxes / mo	$162.67	$162.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.82
HOA / mo	$0.00	$0.00
Total monthly	$1,736.16	$2,229.68
Cash to close	$26,512	$29,900