Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$375,388$375,388$436,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$61,112$0
Funding fee$1,877$1,877$0
Note rate6.620%6.620%7.400%
Blended rate6.620%6.953%7.640%
1st payment$2,438.33$2,438.33$3,022.24
2nd payment$0.00$458.34$0.00
Taxes / mo$147.75$147.75$147.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$28.92$28.92$28.92
Total monthly$2,781.66$3,240.00$3,452.87
Cash to close$109,612$48,500$48,500