Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$435,682$435,682$490,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$54,818$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%6.904%7.640%
1st payment$2,763.63$2,763.63$3,396.12
2nd payment$0.00$411.13$0.00
Taxes / mo$431.00$431.00$431.00
Insurance / mo$166.67$166.67$166.67
MI / mo$209.25$209.25$98.10
HOA / mo$66.00$66.00$66.00
Total monthly$3,636.54$4,047.68$4,157.89
Cash to close$109,318$54,500$54,500