Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$180,785$180,785$404,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$223,315$0
Funding fee$904$904$0
Note rate3.010%3.010%7.400%
Blended rate3.010%5.629%7.640%
1st payment$882.28$882.28$2,797.91
2nd payment$0.00$1,442.24$0.00
Taxes / mo$995.67$995.67$995.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,027.95$3,470.19$4,024.39
Cash to close$268,215$44,900$44,900