Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$457,374	$457,374	$854,100
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$396,726	$0
Funding fee	$0	$0	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	4.260%	5.881%	7.640%
1st payment	$2,623.87	$2,623.87	$5,913.62
2nd payment	$0.00	$2,562.19	$0.00
Taxes / mo	$790.83	$790.83	$790.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$418.56	$418.56	$170.82
HOA / mo	$125.00	$125.00	$125.00
Total monthly	$4,174.93	$6,737.11	$7,216.94
Cash to close	$491,626	$94,900	$94,900