Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$303,231	$303,231	$323,999
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$38,768	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.737%	7.640%
1st payment	$1,785.25	$1,785.25	$2,243.30
2nd payment	$0.00	$383.64	$0.00
Taxes / mo	$106.33	$106.33	$106.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$229.52	$229.52	$64.80
HOA / mo	$235.00	$235.00	$235.00
Total monthly	$2,506.10	$2,889.74	$2,799.44
Cash to close	$56,768	$18,000	$36,000