Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$325,340$325,340$350,910
Remaining term (yrs)28.028.030.0
Secondary amount$0$25,570$0
Funding fee$0$0$0
Note rate6.120%6.120%7.400%
Blended rate6.670%6.840%7.640%
1st payment$2,021.41$2,021.41$2,429.63
2nd payment$0.00$191.78$0.00
Taxes / mo$256.33$256.33$256.33
Insurance / mo$150.00$150.00$150.00
MI / mo$152.56$152.56$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,580.30$2,772.08$2,906.15
Cash to close$64,560$38,990$38,990