Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,337,082$1,337,082$1,395,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$57,918$0
Funding fee$6,685$6,685$0
Note rate6.420%6.420%7.400%
Blended rate6.420%6.527%7.640%
1st payment$8,769.16$8,769.16$9,658.70
2nd payment$0.00$434.39$0.00
Taxes / mo$844.75$844.75$844.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$279.00
HOA / mo$148.00$148.00$148.00
Total monthly$9,978.57$10,412.96$11,147.11
Cash to close$212,918$155,000$155,000