Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$353,818	$353,818	$539,910
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$186,092	$0
Funding fee	$0	$0	$0
Note rate	6.600%	6.600%	7.400%
Blended rate	7.150%	7.443%	7.640%
1st payment	$2,300.42	$2,300.42	$3,738.23
2nd payment	$0.00	$1,240.62	$0.00
Taxes / mo	$252.58	$252.58	$252.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$165.09	$165.09	$107.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,884.76	$4,125.37	$4,265.46
Cash to close	$246,082	$59,990	$59,990