Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$683,736$683,736$697,500
Remaining term (yrs)29.529.530.0
Secondary amount$0$52,514$0
Funding fee$3,419$3,419$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.883%7.640%
1st payment$4,341.52$4,341.52$4,829.35
2nd payment$0.00$519.67$0.00
Taxes / mo$251.92$251.92$251.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$133.00$133.00$133.00
Total monthly$4,943.10$5,462.77$5,570.43
Cash to close$91,264$38,750$77,500