Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$412,543$412,543$449,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$37,367$0
Funding fee$2,063$2,063$0
Note rate5.540%5.540%7.400%
Blended rate5.540%5.827%7.640%
1st payment$2,498.19$2,498.19$3,115.09
2nd payment$0.00$280.25$0.00
Taxes / mo$346.42$346.42$346.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$13.33$13.33$13.33
Total monthly$3,024.61$3,304.86$3,731.48
Cash to close$87,357$49,990$49,990