Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$711,306	$711,306	$720,000
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$48,694	$0
Funding fee	$3,557	$3,557	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.110%	6.479%	7.640%
1st payment	$4,336.43	$4,336.43	$4,985.13
2nd payment	$0.00	$481.86	$0.00
Taxes / mo	$331.67	$331.67	$331.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$144.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,884.76	$5,366.62	$5,677.47
Cash to close	$88,694	$40,000	$80,000