Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$507,954	$486,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$2,540	$0
Note rate	3.760%	7.400%
Blended rate	3.760%	7.640%
1st payment	$2,573.44	$3,364.97
2nd payment	$0.00	$0.00
Taxes / mo	$155.42	$155.42
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$97.20
HOA / mo	$169.00	$169.00
Total monthly	$3,064.53	$3,953.25
Cash to close	$32,046	$54,000