Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$299,261	$299,261	$449,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$149,839	$0
Funding fee	$1,496	$1,496	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.542%	7.640%
1st payment	$1,419.42	$1,419.42	$3,109.48
2nd payment	$0.00	$998.93	$0.00
Taxes / mo	$389.00	$389.00	$389.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,975.09	$2,974.01	$3,754.96
Cash to close	$199,739	$49,900	$49,900