Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$162,795	$162,795	$193,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$30,705	$0
Funding fee	$814	$814	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	4.003%	7.640%
1st payment	$782.31	$782.31	$1,339.75
2nd payment	$0.00	$230.29	$0.00
Taxes / mo	$75.67	$75.67	$75.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$38.70
HOA / mo	$104.33	$104.33	$104.33
Total monthly	$1,112.31	$1,342.60	$1,708.45
Cash to close	$52,205	$21,500	$21,500