Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$306,101$306,101$494,100
Remaining term (yrs)20.920.930.0
Secondary amount$0$187,999$0
Funding fee$1,531$1,531$0
Note rate3.960%3.960%7.400%
Blended rate3.960%5.497%7.640%
1st payment$1,790.85$1,790.85$3,421.05
2nd payment$0.00$1,253.33$0.00
Taxes / mo$502.08$502.08$502.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.82
HOA / mo$65.42$65.42$65.42
Total monthly$2,525.02$3,778.35$4,254.04
Cash to close$242,899$54,900$54,900