Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$316,945	$316,945	$328,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$29,805	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	5.043%	7.640%
1st payment	$1,578.98	$1,578.98	$2,274.47
2nd payment	$0.00	$294.94	$0.00
Taxes / mo	$260.42	$260.42	$260.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$247.53	$247.53	$65.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,236.93	$2,531.87	$2,750.58
Cash to close	$48,055	$18,250	$36,500