Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$386,376$386,376$594,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$207,624$0
Funding fee$1,932$1,932$0
Note rate2.650%2.650%7.400%
Blended rate2.650%4.433%7.640%
1st payment$1,775.24$1,775.24$4,112.74
2nd payment$0.00$1,340.91$0.00
Taxes / mo$294.75$294.75$294.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,236.66$3,577.57$4,692.95
Cash to close$273,624$66,000$66,000