Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$152,206$152,206$391,500
Remaining term (yrs)29.629.630.0
Secondary amount$0$239,294$0
Funding fee$0$0$0
Note rate6.460%6.460%7.400%
Blended rate7.010%7.462%7.640%
1st payment$960.68$960.68$2,710.67
2nd payment$0.00$1,545.44$0.00
Taxes / mo$362.50$362.50$362.50
Insurance / mo$150.00$150.00$150.00
MI / mo$69.95$69.95$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,543.14$3,088.58$3,301.47
Cash to close$282,794$43,500$43,500